Financial Services

 

We believe everyone needs a financial plan to guide them and keep them on track toward their goals. Through our financial planning services, we strive to help clients establish their goals in life, determine their assets and liabilities, and evaluate their current financial position. From there, we develop and implement a financial roadmap that integrates a client’s short and long-term objectives.

Our services include:

 

Investment Management

In creating a diversified investment portfolio tailored to their objectives, we seek to help clients receive the highest rate of return with the level of risk they are comfortable taking. We steer clear of investment fads and instead focus on a long-term approach. After we define your objectives, we develop a portfolio that may consist of bonds, Exchange Traded Funds (ETFs), mutual funds, or other investment vehicles, emphasizing risk management and diversification.

 

Retirement Planning

We serve clients in all phases of retirement planning, from building assets to transitioning into retirement. We aim to identify opportunities for building wealth while employing conservative investment strategies, from contributing to a 401(k) plan to identifying appropriate IRA investments, mutual funds, and annuities. We can also offer advice on IRA rollovers, how to create a steady and consistent stream of income that can last through retirement, and other complex financial elements.

 

Estate Planning

Many of our clients want to leave a legacy for their family but don’t realize that an estate plan is critical for ensuring one’s wishes are carried out. Without a plan, the state will handle the assets according to probate laws and taxes can quickly add up. We help clients identify how they want to pass on their assets, who will receive what, and when and how. Additionally, we often work with clients’ attorneys and CPAs to assist in ensuring an appropriate estate plan is in place.

 

College Planning

A major concern among families is determining how they will pay for their children’s college expenses while still saving for retirement. We seek to strike a balance between the immediate need for college planning and future retirement goals. We can help clients determine appropriate educational plans, such as a 529 plan, that allow them to save while also planning for retirement.

 

Business Planning

As with our financial planning process, we apply a holistic approach to your business planning needs, helping you optimize cash flow, plan for retirement, prepare for your eventual exit, protect your business and family, improve your tax situation, and more.