How We’re Different

 

At Pangaro Wealth Management, we seek to provide a truly unique experience that sets us apart from other wealth management firms. We believe our unique approach to working with clients delivers a few exceptional advantages that help our firm stand out from the rest:

 

Fiduciary Care

We adhere to a strict fiduciary standard of care and act solely in the best interests of our clients. We are committed to providing you with the best advice we can give without any conflicts of interest. We are required to act with undivided loyalty to you and provide complete transparency and disclosure when it comes to our compensation or investment approach. By working with a fiduciary, you can feel confident knowing that your investments are being managed objectively, and are proactively monitored to ensure your strategies are working efficiently and cost-effectively.

 

Independence

We are an independent Registered Investment Adviser (RIA), but what does this mean? Often, financial advisors work with a bank, brokerage firm, or other financial institution that manufactures and distributes its own proprietary products. The problem with this is that this leads to biases and conflicts of interest. An advisor can be incentivized to sell a certain product or may only have access to a limited range of products. This is akin to your doctor only being able to prescribe certain medications, even if there are others available on the market that are better suited for you. As an independent RIA, we can offer a wider range of services without any conflicts of interest, proprietary products to sell, or quotas to meet. While we have the resources, tools, and product access of a national firm — including unprecedented research and advanced planning software — we offer the focus and personalized service of a small practice.

 

A Fee-Based Model

Just as we don’t have sales quotas nor are we limited to proprietary products, we also aren’t motivated by commissions. Through a fee-based planning model, we can provide complete transparency regarding our fees and what we provide you. We have the flexibility and autonomy to choose from a broad range of investment products and services so we can craft a plan that fits you, not the other way around.

 

Unbiased Education

Our experienced financial advisors provide every client the best wisdom and guidance possible. Even if you choose not to invest with us, we still provide education and guidance so they can understand the importance of having a well-developed plan that incorporates their vision and goals.

 

A Collaborative Team

Our entire team is accessible and available to brainstorm, strategize, and consult on all aspects of planning and investing, bringing the added value of two sets of know-how working with clients and managing portfolios.