As an independent RIA, we’re held to a higher standard, undertaking the fiduciary responsibility to provide clients with unbiased, conflict-free advice, and full disclosure and transparency. As a result, we believe our clients can feel more confident in their plans and the guidance they receive from us, knowing our responsibility is to serve their needs first, last, and always.
By choosing to work with our retirement plan consulting team, we believe clients benefit from:
A Fiduciary Process
Our process is focused on providing a comprehensive analysis of your 401(k) program and your specific goals, uncovering the true cost of your current plan and identifying any present plan liabilities. This is critical information helps us point to options that represent better returns, lower costs, and less risk. Through this proactive process, we can work together to implement an appropriate plan for your business.
Our independence affords employers thousands of investment options through leading custodians that we can customize for your company. The objective advice and fiduciary care we offer is what brokers and sales reps can’t provide.
An Experienced Team
When you partner with Pangaro Wealth Management, you gain access to a team of retirement plan professionals with the experience and knowledge to review your unique circumstances, analyze the options available, and make best-practice recommendations. We are true fiduciary advisors, and under the Employee Retirement Income Security Act (ERISA) we meet the test of "prudent experts," a requirement when delegating responsibilities.