Our Process


Financial planning isn’t a one-time event. It is a dynamic process that requires ongoing monitoring and adjustments. We approach financial planning through a holistic lens, utilizing a five-step process:

Step 1: Discovery

Our primary goal is to understand clearly what you want to achieve and create a customized plan to get there. Before we can create your plan, we need to understand all elements of your financial picture. During this initial meeting, we take the time to learn about you and what you want to achieve. We’ll review what’s working and what isn't with your current plan, if you have one, define your priorities, and address any questions or concerns you have.

Step 2: Comparative Analysis

Once we understand your personal goals and where you currently stand, we use our proprietary analysis process and advanced research tools to develop an in-depth report that shows how your current strategies are working and identify any gaps, as well as opportunities. This report will provide a thorough overview of what you’re doing now and how you can adjust to pursue you short and long-term objectives.

Step 3: Initial Plan Proposal

After analyzing the data, we utilize one of the most comprehensive and detailed financial planning software to develop a high-level plan proposal, share the reasoning behind our recommendations, and answer any questions you may have. We listen to any concerns you have, answer any questions, and provide a detailed breakdown of costs and ongoing fees before you decide how you’d like to move forward.

Step 4: Implementing Your Plan

Once we agree on the recommendations with which to proceed, we execute your financial plan, develop a timeline and coordinate any necessary efforts with your other professionals, such as an accountant or attorney. Along with providing you a detailed formal plan document outlining your strategy, we also manage the entire process of moving your assets to our firm and consolidating any accounts.

Step 5: Ongoing Support

We regularly monitor your financial plan and communicate with you throughout the year. Through proactive calls and annual meetings, we ensure we are up-to-date with any life changes you experience.