Services

 

Many small and mid-sized businesses want to offer a retirement plan to their employees but are concerned with the time, costs, and liability. We seek to solve this problem by providing comprehensive group retirement plan services. Our team works closely with our clients to determine an appropriate retirement option that helps both the business owner and employees pursue a financially secure retirement.

We support a broad range of retirement plans, including:

  • 401(k) Plans
  • 403(b) Plans
  • 457 Plans
  • Cash Balance Plans
  • Deferred Compensation Plans
  • NQDC Plans
  • ESOP Plans
  • Defined Benefit Plans
  • SEP Plans

To help you feel confident with your plan (and to reduce the amount of work you have to do), we go beyond assisting with the implementation of your plan and offer several services:

 

Plan Governance & Fiduciary Liability

Liability is a large concern for many business owners. We aim to provide our clients with confidence knowing that we stand firmly beside every employer we work with, serving as fiduciaries to help keep your plan compliant with the ever-changing regulations and to monitor your plan’s investment options.

 

Contribution Optimization

We can help you optimize the use of your company contributions to achieve business objectives, such as more employee participation or higher allowable contributions for owners and management. This is done by helping you determine how to use cash balance pension plan contributions, safe harbor contributions, matching contributions, and other strategies.

 

Benchmarking

We want you to be comfortable with what you are paying for the cost of the investments, recordkeeping, and administration of your plan. To determine the competitiveness of your plan and other available options, we provide due diligence market analysis and independent cost benchmarking on a regular basis. By doing so, we can leverage a potential cost reduction for you from your service providers.

 

Employee Education

The best plan level services can only work so well without excellent employee level services. We seek to help not only you but also your employees pursue financial security in retirement, offering enrollment meetings, financial education, and more.